NSA Group Bios

Jeffrey F. Kaytis
Senior Partner

Jeffrey F. Kaytis is the grandson of, J. Furman Neefus, the founder of See Neefus, Inc. As his grandfather and father before him, Mr. Kaytis continues to guide the growth and future of the agency.

Upon graduation from Chamberlayne College of Boston, Massachusetts in 1982, Mr. Kaytis joined the family business. Over the years he has assumed various roles and responsibilities within the organization, becoming a principal in 1988.

Mr. Kaytis’s current responsibilities for NSA include Personal and Commercial Lines Sales as well as overseeing the Marine Department.



Peter J. Sabat
Senior Partner

Peter J. Sabat joined See Neefus, Inc. in 1990 and earned a Partner role in 1993.

A 1987 graduate of Fairfield University, Mr. Sabat has a Bachelor of Science Degree in Mathematics and Computer Science. Upon graduation, he was recruited by Cigna Insurance Company to complete their exclusive International Executive Management Training Program. Upon graduation from the Program, he began his career as a Business Insurance Production Underwriter in Cigna’s Long Island Regional Office. Over the next few years, he achieved various levels of underwriting expertise while at Cigna. In 1990, Mr. Sabat accepted an offer to join See Neefus, Inc., an Independent Insurance Agency, which provided him the opportunity to utilize his broad insurance and business background to assist the general public and businesses with their insurance concerns and needs.

Mr. Sabat's responsibilities at NSA include Sales, developing New Business Venture Opportunities and the oversight of NSA’s Financial and Corporate Affairs. Mr. Sabat is actively involved on various local and Insurance Company Boards and Advisory Panels.

Mr. Sabat enjoys spending his free time with his Family and Friends. His leisure activities include golf, basketball, biking and various other fitness activities at a local Health Club.



Virginia A. McGrath – Principal- Three Village Bennett Agency- began her insurance career at the Three Village Bennett Agency with the original owners Watson L. Bennett and Andrew Plath in 1981.  From the Three Village Bennett Agency Virginia joined the insurance firm of Marsh & Mc Lennon.  As fate would have it she rejoined Three Village Bennett Agency with second owner Peter Nowick Jr. in 1996 becoming President, COO until she was made a partner and President in 2000.

Virginia has served on the Insurance advisory panels for the C N A Insurance Co, the Encompass Insurance Co for 8 years, 2 of those years as President, 2 years on the Products Committee and in addition served on the Sales and Marketing Committee.  She has also served on the products advisory board for Met Life and on the Hanover Insurance Co. advisory Board. Mrs. McGrath is a member of the Port Jefferson Chamber, Three Village Chamber, Stony Brook Museums and National Association of Professional Women.  Mrs. McGrath is the Vice President for Decision Women in Commerce and is very active in the community. She is currently on the Board of directors for the NY Independent Insurance Association Agents & brokers.

After the untimely death of Peter Nowick Jr. in 2005, Virginia purchased the Three Village Bennett Agency from his estate and has recently merged with East end agents Neefus-Stype Agency, Inc. in Aquebogue NY where she is a senior partner of the NSA Group. Mrs. McGrath’s responsibilities continue to be the operation of the Three Village Bennett Agency located in Port Jefferson. In September 2009 a third agency was acquired and opened in Greenport NY.



Randal J. Morreale

Randal J. Morreale joined The Neefus-Stype, Inc. in June of 1998, becoming a Partner in 2006.

A 1992 graduate of S.U.N.Y. College at Brockport, Mr. Morreale has a Bachelor of Arts degree with a concentration in Business Finance. Upon graduation, he began his career with John Hancock Financial Services, as a life insurance and investment advisor. He later expanded and diversified his product knowledge to include property and casualty risk experience.

Mr. Morreale is currently a member of Rotary International of Riverhead, the Eastern Long Island Executives Business Roundtable, and the Riverhead Chamber of Commerce. He is a past member of the Board of Trustees of the Riverhead Free Library.

Mr. Morreale’s current responsibilities for NSA include oversight of the Benefits and Financial Services Departments and Sales.



John M. Kosciusko

John M. Kosciusko joined See Neefus, Inc. as an Account Executive, in the spring of 1997 and became a Partner 2006.

A 1993 graduate of Northeastern University in Boston, Mr. Kosciusko has a Bachelor of Science Degree in Finance & Insurance. Upon graduation he joined the firm of T.R. Winston in New York, a full service Investment Banking and Brokerage Firm. After acquiring a wealth of knowledge in the investment banking industry, he accepted a position as a credit analyst at The Suffolk County National Bank in 1995, overseeing all the direct loans for over 22 branches. In the spring of 1997, he accepted a position with See Neefus,Inc. now known as the Neefus-Stype Agency.

Mr. Kosciusko’s community involvements include being an active member of Benevolent and Protective Order of the Elks of the USA and the Southampton Golf Club.

Mr. Kosciusko's responsibilities for NSA include Sales and the oversight of the Personal/Commercial Lines and Claims Departments.



A. Joseph Stepnoski
Sales Executive

Joe Stepnoski joined the Neefus-Stype Agency, as a Sales Executive, in August of 2003.

Mr. Stepnoski specializes in evaluating and developing small to large size commercial insurance accounts in addition to personal insurance sales and insurance programs for volunteer fire districts and vineyards and wineries.

A lifelong resident, Mr. Stepnoski is graduate of the Riverhead Central School District and 1995 graduate of St. Joseph's College in Patchogue, NY. He has a Bachelor of Science Degree in Business Administration. After almost ten years of small business management and corporate sales and management experience with Computer Associates (CA), Mr. Stepnoski joined The Neefus-Stype Agency as an insurance sales agent.

Joe resides in Aquebogue with his wife Jenn.



David M. Fujita
Sales Executive - Southold Branch Office

David M. Fujita joined The Neefus-Stype Agency Inc. in January 2011, as a Sales Executive. David specializes in small to large personal and commercial accounts from Manhattan to Montauk.

David is a graduate of the United Nations School in NYC and the University of Massachusetts where he earned his BS in Economics in 1981. David has been a business partner in the Southold Pharmacy since 1991 and has many years of insurance and business management experience on his resume.

A proud and active member of the North Fork, David’s community involvement includes serving as President of the Southold Free Library Board of Trustees, Varsity Golf coach for the Greenport -Southold schools and Treasurer for the Southold Soccer Club. He is a former CYO Basketball and Southold Little League coach.

David resides in Southold with his wife of 20 years, Suzanne, and their four children.



Jason Luhrs
Sales Executive - Southold Branch Office


Jason Wahl
Sales Executive - Southold Branch Office




James Schneck, AAI
Premier Claims & Risk Manager

James Schneck joined the Neefus- Stype Agency family in January 2011.

Mr. Schneck started his Insurance career in 2003 while working at a Liberty Mutual Insurance Group Law Office.   He then transitioned to an Independent Agency where he was responsible for managing customer claims.   Mr. Schneck went on to receive his Property & Casualty and Life & Health licenses.  In 2009, he earned an Accredited Advisor in Insurance (AAI) Designation and is currently pursuing a Certified Risk Manager (CRM) Designation to compliment and expand his risk management talents. 

As NSA’s Premier Claims & Risk Manager, Mr. Schneck manages our Claims operation and works closely with our clients to design and implement cost containment and risk management programs.   The ultimate goal of these customized programs is to reduce the short and long term operational costs for our clients affording them greater capital to reinvest into their businesses.


Michelle Sandal
Commercial Lines Manager


Julia H. Hart
Commercial Lines New Business Development Manager 


Cindy Yakaboski
Bookkeeping Manager


Justin Nunemaker
 IT Manager