Hurricane Procedures

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As your Independent Insurance Agent, we would like to provide you with information regarding procedures you should use in case of hurricane damage.

1. CALL OR VISIT ONE OF OUR OFFICES. Call us at 631-722-3500 or 631-298-8481 during the day. We will be open even if the storm hits on a weekend or holiday. If you know your agents home phone number, you can call them there if the above numbers are not working.

2. Protect your property from further damage --- make reasonable and necessary repairs required to protect the property.

3. PLEASE TAKE PICTURES OF ALL DAMAGES.

4. Keep an accurate record of repair expenditures.

5. Get estimates of cost to repair damages before work is done. It is difficult to get estimates after a storm, but keep trying. Please call our office if you are having a problem.

6. Prepare an inventory of damaged personal property showing in detail:

A) description of damaged items
B) cost new of each item

7. Provide all bills, receipts and related documents to substantiate the figures in the inventory. Submit to one of our offices as soon as possible. Our fax number is 631-722-3591.

8. Keep all damaged property for the insurance adjuster to see. The Insurance Company has the right to inspect the damaged property.

Neefus-Stype Agency, Inc. would like you to know we are there in the time of emergency. For your peace of mind, we suggest you keep this handy to refer to if necessary.

REMINDER: If you feel that your home needs flood insurance, there is a waiting period of 30 days on a new policy. Please call our agency for flood insurance today.

BEFORE THE STORM HITS. A homeowners or business policy doesn't cover flood damage.

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